Comprehensive Motor Vehicle Insurance (MVI)

Motor Vehicle Insurance (MVI) is the most common type of vehicle insurance and protects you in the event of an accident, fire or theft.

We know that many people have their general insurances tied together with one company to take advantage of discounted rates. Provident offers very competitive MVI plus insurance that many other companies don’t – like mechanical breakdown cover and loan repayment cover if something happens to you.

We’re happy to give you a personalised quote for MVI and any of the other policies we offer so you can compare rates. If you choose our insurance, we’ll take care of all the paperwork for you.

The box below shows the features and benefits of Provident’s MVI policy. We recommend that you also view all details including exclusions and policy conditions (pages 16-22) in the MVI policy document.


Comprehensive Motor Vehicle Insurance (MVI): Covers your vehicle for accident, fire and theft damage.

Benefits and key features

  • Convenient and competitive cover
  • Exclusive multi-year policy available
  • No Excess Windscreen & Glass Cover
  • No Excess Key & Lock Cover
  • Business Vehicle Cover available
  • Pay weekly, fortnightly, monthly or annually
  • Reducing excess with multi-year policies
  • 14-day free look period


Policy exclusions, conditions and your obligations can found on pages 16-22 of the MVI policy document.

You can change your mind

If you are not satisfied with the policy, you can change your mind and cancel it within 14 days of the Policy’s commencement date. Please review the details about changing your mind on page 3 of the MVI policy document.

Fenda insurance products

Mechanical Breakdown Insurance (MBI)
Covers you in the event of a mechanical or electrical vehicle failure.

Credit Contract Indemnity Insurance (CCI)
Covers your loan repayments if you are unable to due to unforeseen circumstances.

Guaranteed Asset Protection Insurance (GAP)
Covers the shortfall between what you owe a finance company and what is paid out by your insurer.

Comprehensive Motor Vehicle Insurance (MVI)
Covers your vehicle for accident, fire and theft.